{"id":403,"date":"2026-10-27T10:24:19","date_gmt":"2026-10-27T10:24:19","guid":{"rendered":"https:\/\/www.orama.ai\/?page_id=403"},"modified":"2026-10-27T16:50:15","modified_gmt":"2026-10-27T16:50:15","slug":"ai-for-treasury","status":"publish","type":"page","link":"https:\/\/www.orama.ai\/en\/features\/ai-for-treasury\/","title":{"rendered":"Artificial intelligence for managing your cash flow"},"content":{"rendered":"\t\t
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Artificial intelligence for
managing your cash flow<\/span><\/h1>\n

Practical AI, not a chatbot. Orama's AI projects your forecasts from your history or from your own instructions and helps you build ratios. And with the MCP connector, Claude or ChatGPT can query your cash with your same permissions. The AI suggests; you decide.<\/p>\n

\n Book a demo<\/a>\n Start your 7-day free trial<\/a>\n <\/div>\n

30-min demo \u00b7 7-day free trial, no card required<\/p>

\n \n <\/g><\/g><\/g><\/svg><\/span>\n on Capterra \u00b7 300+\u00a0companies\u00a0use\u00a0Orama<\/span> <\/a>\n <\/div>\n <\/div>\n
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\u2726<\/span>Forecast 6 months of income, +5% in December<\/span><\/div>\n
\n <\/i><\/i><\/i>\n <\/i><\/i><\/i>\n <\/div>\n
Nov<\/span>Dec<\/span>Jan<\/span>Feb<\/span>Mar<\/span>Apr<\/span><\/div>\n
\u2191<\/span>December +5%<\/b><\/span><\/div>\n<\/div><\/div><\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\n Feature<\/span>

AI applied to your forecasts and ratios<\/h2> <\/div>\n
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What Orama's AI actually does<\/h3>\n

No vague promises. These are the real capabilities already working for you:<\/p>

<\/svg>AI forecasts:<\/strong> project your income and payments from each line item's history, or from your instructions (\"+5% in December\").<\/span><\/div>\n
<\/svg>AI ratios:<\/strong> describe the indicator you need and the AI builds the formula.<\/span><\/div>\n
<\/svg>Your own AI, connected:<\/strong> with MCP, Claude or ChatGPT query your cash or make changes (available on request).<\/span><\/div>\n
<\/svg>AI credits included in your plan:<\/strong> AI features inside Orama use credits; your connected AI doesn't.<\/span><\/div>\n <\/div>\n
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Forecast \u00b7 next month<\/span><\/div>\n
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Sales \u00b7 Client North<\/span>No forecast<\/span>AI forecast<\/span>\u2726<\/span><\/span>\u20ac12,400<\/span><\/div>\n
Utilities<\/span>No forecast<\/span>AI forecast<\/span>\u2726<\/span><\/span>\u2212\u20ac312<\/span><\/div>\n
South Supply<\/span>No forecast<\/span>AI forecast<\/span>\u2726<\/span><\/span>\u2212\u20ac9,600<\/span><\/div>\n <\/div>\n
\u0192<\/span>Ratios: formula by AI<\/b><\/span><\/div>\n
\u2726<\/span>Forecasts built from your history<\/b><\/span><\/div>\n<\/div> <\/div>\n <\/article>\n
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Why applied AI rather than yet another chatbot?<\/h3>\n

Because the value is in saving you work, not in chatting. Orama's AI cuts the manual upkeep of your treasury so you can decide with the analysis already done.<\/p> <\/div>\n

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\u2726<\/span>Do my sales cover my costs?<\/span><\/div>\n
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Formula<\/span>Sales<\/span>\u00f7<\/span>(<\/span>Costs<\/span>\u00d7<\/span>\u22121<\/span>)<\/span><\/span><\/div>\n
Ratio<\/span>0.00<\/span>0.90<\/span><\/span><\/div>\n <\/div>\n
\u2726<\/span>Formula built by AI<\/b><\/span><\/div>\n<\/div> <\/div>\n <\/article>\n
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Connect your AI, with your same permissions<\/h3>\n

With Orama's MCP connector, your AI (Claude, ChatGPT\u2026) asks about your balances, forecasts, transactions or reports and, if you allow it, makes changes. Always within what you can do yourself.<\/p>

<\/svg>Off by default:<\/strong> the admin turns it on for each user, in View or Edit mode.<\/span><\/div>\n
<\/svg>Never more than you:<\/strong> it only sees the companies and sections you see.<\/span><\/div>\n
<\/svg>Under your control:<\/strong> each connected AI shows up in My devices; set it to read-only or disconnect it instantly.<\/span><\/div>\n
<\/svg>It asks for confirmation<\/strong> before a change that can't be undone.<\/span><\/div>\n <\/div>\n
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Permission \u00b7 AI assistant<\/span><\/div>\n
AN<\/i>AnaFinance \u00b7 Edit<\/small><\/span><\/div>
LU<\/i>LuisAccountant \u00b7 View<\/small><\/span><\/div>
BO<\/i>BoardNo access<\/small><\/span><\/div><\/div>\n
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AI assistant<\/span>View<\/span>Edit<\/span><\/div>\n
Ana \u00b7 Claude<\/span><\/span><\/span><\/div>\n
Luis \u00b7 ChatGPT<\/span><\/span><\/span><\/div>\n
Board<\/span><\/span><\/span><\/div>\n <\/div>\n
\u2713<\/span>Off by default<\/b><\/span><\/div>\n
\ud83d\udd12<\/span>Never more than you<\/b><\/span><\/div>\n<\/div> <\/div>\n <\/article>\n
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What Orama's AI doesn't do<\/h3>\n

Clarity about the real scope of the AI, so you know what to expect.<\/p>

<\/svg>It doesn't move your money:<\/strong> the bank connection is read-only (PSD2). Orama doesn't execute payments or transfers.<\/span><\/div>\n
<\/svg>It doesn't decide for you:<\/strong> it suggests forecasts and formulas; you accept, adjust or discard them.<\/span><\/div>\n
<\/svg>It isn't an in-app chat:<\/strong> to ask about your cash, you connect your own AI.<\/span><\/div>\n
<\/svg>It isn't required:<\/strong> all of Orama's treasury features work without using AI.<\/span><\/div>\n <\/div>\n
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Data protection<\/span><\/div>\n
<\/svg><\/span><\/div>\n \n <\/marker><\/defs>\n \n \n \n <\/svg>\n
Bank A<\/span>Bank B<\/span>Bank C<\/span><\/div>\n
\ud83d\udd12<\/span>Banks read-only<\/b><\/span><\/div>\n
\u2713<\/span>No payments or transfers<\/b><\/span><\/div>\n<\/div> <\/div>\n <\/article>\n
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How Orama protects your data<\/h3>\n

Your treasury data is sensitive. That's why the AI works with the same protections as the rest of Orama.<\/p>

<\/svg>Servers in the European Union<\/strong> (Belgium and Germany), HTTPS connections and encrypted data.<\/span><\/div>\n
<\/svg>Your data isn't used to train AI models.<\/strong><\/span><\/div>\n
<\/svg>Read-only bank access<\/strong> through aggregators regulated by the Banco de Espa\u00f1a and ISO\/IEC 27001 certified. Orama never sees or stores your credentials.<\/span><\/div>\n
<\/svg>Permissions per user and per company<\/strong>, for the AI too.<\/span><\/div>\n <\/div>\n
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\"Seals<\/div> <\/div>\n <\/article>\n
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Constantly evolving<\/h3>\n

We add AI capabilities continuously. The latest: MCP, to connect your own AI (Claude, ChatGPT\u2026) to Orama, available on request.<\/p> <\/div>\n

\n
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Orama AI<\/span><\/div>\n
<\/span><\/div>\n
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\u2713<\/i>AI forecasting<\/span>Available now<\/span><\/span><\/div>\n
\u2713<\/i>AI ratios<\/span>Available now<\/span><\/span><\/div>\n
\u2713<\/i>MCP: your own AI<\/span>Available on request<\/span><\/span><\/div>\n
<\/i>What\u2019s next<\/span>On the way<\/span><\/span><\/div>\n <\/div><\/div>\n
\u21bb<\/span>Updates in the app<\/b><\/span><\/div>\n<\/div> <\/div>\n <\/article>\n <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Related<\/strong>Automatic cash flow forecasting<\/a>Rolling forecast<\/a>Scenarios and simulations<\/a>What is cash flow and how is it calculated<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Frequently asked questions<\/h2>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n What is AI used for in treasury?+<\/span><\/summary>\n
To project your forecasts from your history and to help you build ratios without writing formulas.<\/div>\n <\/details>\n
\n Do I need technical knowledge to use it?+<\/span><\/summary>\n
No. You pick the AI basis for a forecast or describe the ratio you want; you only see the result: projected forecasts and ready-made formulas.<\/div>\n <\/details>\n
\n Can Orama's AI move my money?+<\/span><\/summary>\n
No. The bank connection is read-only (PSD2) and Orama doesn't execute payments or transfers. The AI suggests forecasts and formulas; you decide.<\/div>\n <\/details>\n
\n Is my data used to train AI models?+<\/span><\/summary>\n
No. Your data isn't used to train AI models. Orama's servers are in the European Union (Belgium and Germany).<\/div>\n <\/details>\n
\n How do I connect Claude or ChatGPT to Orama?+<\/span><\/summary>\n
With Orama's MCP connector, available on request. Your admin turns on the AI assistant permission (View or Edit) and you add Orama as a connector in your AI. The steps are in Orama Academy (in Spanish).<\/div>\n <\/details>\n
\n Does my connected AI see everything in my company?+<\/span><\/summary>\n
No. It only sees the companies and sections you see, and it can only change something if you have edit permission. You can set it to read-only or disconnect it from My devices.<\/div>\n <\/details>\n
\n Does using the AI cost anything?+<\/span><\/summary>\n
AI features inside Orama use AI credits included in your plan. What you ask from your connected AI doesn't use Orama credits.<\/div>\n <\/details>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Orama Academy<\/h3>

Learn how to get the most out of Orama. Guides, videos and training, step by step.<\/p> Go to Orama Academy <\/svg><\/a> <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\n <\/span>\n

Start controlling your cash flow this week<\/h2>

7 days free. No card. No commitment. And if you'd like us to walk you through it, we'll book a 30-minute demo.<\/p>

\n Book a demo <\/svg><\/a> Start your 7-day free trial<\/a> <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Artificial intelligence formanaging your cash flow Practical AI, not a chatbot. Orama's AI projects your forecasts from your history or from your own instructions and helps you build ratios. And with the MCP connector, Claude or ChatGPT can query your cash with your same permissions. The AI suggests; you decide. Book a demo Start your […]<\/p>\n","protected":false},"author":0,"featured_media":0,"parent":397,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"content-type":"","_joinchat":[],"footnotes":""},"class_list":["post-403","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/pages\/403","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/comments?post=403"}],"version-history":[{"count":5,"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/pages\/403\/revisions"}],"predecessor-version":[{"id":2250,"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/pages\/403\/revisions\/2250"}],"up":[{"embeddable":true,"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/pages\/397"}],"wp:attachment":[{"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/media?parent=403"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}