{"id":417,"date":"2026-10-27T09:56:47","date_gmt":"2026-10-27T09:56:47","guid":{"rendered":"https:\/\/www.orama.ai\/?page_id=417"},"modified":"2026-10-27T09:50:48","modified_gmt":"2026-10-27T09:50:48","slug":"construction","status":"publish","type":"page","link":"https:\/\/www.orama.ai\/en\/solutions\/construction\/","title":{"rendered":"The cash flow tool built for construction and refurbishment firms"},"content":{"rendered":"\t\t
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<\/canvas><\/div>\n

The cash flow tool
built for construction and refurbishment firms<\/span><\/h1>\n

Cash flow for builders, contractors and refurbishment firms, with the detail the sector demands: interim payment certificates and retentions. Control liquidity on long-cycle projects with complex financing.<\/p>\n

\n Book a demo<\/a>\n Start your 7-day free trial<\/a>\n <\/div>\n

30-min demo \u00b7 7-day free trial, no card required<\/p>

\n \n <\/g><\/g><\/g><\/svg><\/span>\n on Capterra \u00b7 300+\u00a0companies\u00a0use\u00a0Orama<\/span> <\/a>\n <\/div>\n <\/div>\n
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Net cash by site<\/span><\/div>\n
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South Housing<\/span><\/i><\/span>+182k<\/span><\/div>\n
Warehouse<\/span><\/i><\/span>+64k<\/span><\/div>\n
Hotel Refit<\/span><\/i><\/span>\u221238k<\/span><\/div>\n <\/div>\n
%<\/span>5% retention \u00b7 9.1k<\/b><\/span><\/div>\n
!<\/span>Certificate paid in 60 days<\/b><\/span><\/div>\n<\/div><\/div><\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Your cash flow, under control<\/h2>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Connect your banks<\/h3>

All your accounts and companies on one screen, with transactions updated up to 4 times a day, every 6 hours.<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Daily forecast<\/h3>

Your liquidity projected 30 or 90 days ahead, or 12, 18 or 24 months out (whatever horizon you need), recalculated with real data.<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Liquidity and scenarios<\/h3>

Compare base and pessimistic scenarios and see cash squeezes coming before they hit.<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\n Sector<\/span>

Every site's cash, up to date and consolidated<\/h2> <\/div>\n
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Cash flow challenges in construction<\/h3>\n
<\/svg>Long payment cycles tied to interim payment certificates.<\/span><\/div>\n
<\/svg>Retention money that ties up liquidity.<\/span><\/div>\n
<\/svg>Gaps between paying suppliers and being paid by the client or developer.<\/span><\/div>\n
<\/svg>Controlling cash site by site and across the company as a whole.<\/span><\/div>\n <\/div>\n
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Loans and retentions<\/span><\/div>\n
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9.4k<\/b><\/i><\/i><\/span>Oct<\/span><\/div>\n
9.4k<\/b><\/i><\/i><\/span>Nov<\/span><\/div>\n
12.6k<\/b><\/i><\/i><\/span>Dec<\/span><\/div>\n
9.4k<\/b><\/i><\/i><\/span>Jan<\/span><\/div>\n
8.1k<\/b><\/i><\/i><\/span>Feb<\/span><\/div>\n
8.1k<\/b><\/i><\/i><\/span>Mar<\/span><\/div>\n <\/div>\n
<\/i>Loan payment<\/span><\/i>Retentions<\/span><\/div>\n
!<\/span>Retentions: 210k still to collect<\/b><\/span><\/div>\n
\u20ac<\/span>Available credit: 120k<\/b><\/span><\/div>\n<\/div> <\/div>\n <\/article>\n
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Cash flow per project<\/h3>\n

Orama lets you track liquidity for each project and across the company, allowing for the actual dates on which certificates are issued and paid, so no gap catches you out.<\/p> <\/div>\n

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Liquidity by site<\/span><\/div>\n
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South Housing<\/span><\/i><\/span>+182k<\/span><\/div>\n
Rozas School<\/span><\/i><\/span>+94k<\/span><\/div>\n
Warehouse<\/span><\/i><\/span>+64k<\/span><\/div>\n
Hotel Refit<\/span><\/i><\/span>\u221238k<\/span><\/div>\n <\/div>\n
\u03a3<\/span>Overall +302k<\/b><\/span><\/div>\n
!<\/span>Gap: pay at 30, certify at 60<\/b><\/span><\/div>\n<\/div> <\/div>\n <\/article>\n
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What does daily cash management give you on site?<\/h3>\n

Every day you see which certificates have actually been paid and which subcontractor payments fall due first, site by site. Read-only PSD2 connection to 100% of banks in Spain and 3,000+ across Europe and Latin America.<\/p> <\/div>\n

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Daily forecast<\/span><\/div>\n \n <\/linearGradient><\/defs>\n \n \n \n \n \n \n Oct 14<\/text>Oct 22<\/text>Oct 29<\/text>Nov 6<\/text>Nov 14<\/text><\/g>\n <\/svg>\n
!<\/span>Cash crunch \u00b7 Oct 29 \u00b7 \u221280k<\/b><\/span><\/div>\n
\u20ac<\/span>Available credit 89.7k<\/b><\/span><\/div>\n<\/div> <\/div>\n <\/article>\n
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Every site with its own cash report<\/h3>\n

With daily data you spot which site is funding the others, and you have time to renegotiate terms or draw on your credit line before the dip.<\/p> <\/div>\n

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Cash forecast \u00b7 30 days<\/span><\/div>\n \n <\/linearGradient><\/defs>\n \n \n \n \n Min. balance \u00b7 40k<\/text>\n \n \n \n Now<\/text>Oct 14<\/text>Oct 23<\/text>Nov 7<\/text><\/g>\n <\/svg>\n
!<\/span>Below minimum in 6 days<\/b><\/span><\/div>\n
\u2709<\/span>Email report \u00b7 every Monday<\/b><\/span><\/div>\n<\/div> <\/div>\n <\/article>\n <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\"BBVA\"<\/span>\"Santander\"<\/span>\"CaixaBank\"<\/span>\"Sabadell\"<\/span>\"Bankinter\"<\/span>\"Kutxabank\"<\/span>\"Abanca\"<\/span>\"ING\"<\/span>\"Cajamar\"<\/span>\"Unicaja\"<\/span>\"Targobank\"<\/span>\"BNP<\/span>and the rest: 100% of banks in Spain and 3,000+ across Europe and Latin America<\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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For builders running several sites at once who need to know which one is funding which.<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Related<\/strong>Cash flow forecasting<\/a>Scenarios and simulations<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Frequently asked questions<\/h2>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n Can I track cash flow by project?+<\/span><\/summary>\n
Yes. Orama gives you the per-project view and the consolidated company view.<\/div>\n <\/details>\n
\n Does it handle interim payment certificates and retentions?+<\/span><\/summary>\n
Yes. You can forecast each certificate and each retention as a receipt with its actual date and see its impact on your liquidity.<\/div>\n <\/details>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Orama Academy<\/h3>

Learn how to get the most out of Orama. Guides, videos and training, step by step.<\/p> Go to Orama Academy <\/svg><\/a> <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Start controlling your cash flow this week<\/h2>

7 days free. No card. No commitment. And if you'd like us to walk you through it, we'll book a 30-minute demo.<\/p>

\n Book a demo <\/svg><\/a> Start your 7-day free trial<\/a> <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

The cash flow toolbuilt for construction and refurbishment firms Cash flow for builders, contractors and refurbishment firms, with the detail the sector demands: interim payment certificates and retentions. Control liquidity on long-cycle projects with complex financing. Book a demo Start your 7-day free trial 30-min demo \u00b7 7-day free trial, no card required on Capterra […]<\/p>\n","protected":false},"author":0,"featured_media":0,"parent":414,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"content-type":"","_joinchat":[],"footnotes":""},"class_list":["post-417","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/pages\/417","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/comments?post=417"}],"version-history":[{"count":4,"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/pages\/417\/revisions"}],"predecessor-version":[{"id":2136,"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/pages\/417\/revisions\/2136"}],"up":[{"embeddable":true,"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/pages\/414"}],"wp:attachment":[{"href":"https:\/\/www.orama.ai\/en\/wp-json\/wp\/v2\/media?parent=417"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}