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The cash flow tool
built for accounting and advisory firms

Offer up-to-date cash management to every client from a single platform, without a separate spreadsheet for each account. Turn cash flow forecasting into a valuable — and recurring — service for your client base.

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on Capterra · 300+ companies use Orama

Your clients' balance€1.24M

All clients▾

RBRuiz Bakery Ltd412k

MMMora Motors Ltd318k

NSNadal Studio LLP276k

VCVega Clinic Ltd234k

1212 clients on one platform

✓No Excel per client

Accounting firms that already trust Orama

to manage their clients' cash.

Sector

Cash management as a service for your client portfolio

The cash flow challenges of an accounting firm

Managing dozens of clients without a separate spreadsheet for each one.

Giving every client visibility of their cash without an access-rights headache.

Moving from reporting on the past to advising on the future.

Offering a premium service that keeps clients loyal and generates recurring revenue.

Firm challenges

!✓Dozens of clients, no ExcelOne platform

!✓Visibility for every clientPer-user access

!✓From past to future12-month forecast

!✓A recurring serviceEmail report

↗From reporting to advising

One multi-client platform

Switch client in one click, with a separate dashboard for each and segmented permissions. It integrates with A3, Sage, Holded, Odoo, Business Central and NetSuite, so each client's cash management starts from their own accounting.

Active client

Ruiz BakeryMora GarageVega Clinic

Balance today€412k

Balance today€318k

Accounting in sync✓

⇄Switch client in one click

✓Each client sees only their company

What does daily cash management give your clients?

Each client sees their balances and transactions updated up to 4 times a day, and you are the first to spot who is heading for a cash problem. Read-only PSD2 connection to 100% of banks in Spain and 3,000+ across Europe and Latin America.

Daily forecast

!Cash crunch · Oct 29 · −80k

€Available credit 89.7k

From the quarterly report to a weekly catch-up

With daily data you stop going over the past with your client: you show them the cash squeeze that is coming and what to do before it arrives.

Cash forecast · 30 days

!Below minimum in 6 days

✉Email report · every Monday

Sector challenges

Typical cash flow problems in an accounting firm

An accounting firm already keeps its clients' books, but cash management is often left out: each client with their own banks, spreadsheets and last-minute emergencies. These are the problems firms tell us about most and how Orama solves them.

A different spreadsheet for every client

Each client has their own format, banks and way of sending statements. In Orama every client is a company inside your account, with banks connected via PSD2 and the same cash dashboard for all, so you review everyone with the same method.

Statements that arrive late or incomplete

Asking clients for transactions by email slows the work down and leaves gaps. With bank connections, transactions arrive on their own, up to 4 times a day, and if the account holder cannot share credentials you send a temporary remote access link so they connect the bank themselves.

Reconciling hundreds of transactions by hand

Reconciliation eats hours nobody pays for. Orama automatically reconciles 90 to 99% of transactions using keyword rules and the invoices in the ERP, so your team only reviews the exceptions.

Finding out when it is too late

Clients usually call when they cannot pay payroll or a tax bill. With a forecast for each client you see pressure points weeks ahead and can suggest a credit line, a deferral or new payment terms before the problem arrives.

Giving access without losing control

Not every client should see or edit the same things. In Orama you decide what each user sees, by company and by module, and if the client prefers not to log in you schedule a cash report by email.

Turning the service into recurring revenue

Cash management is a service clients value and pay for every month when they get a useful report. With the package for firms you offer it to your whole portfolio with no per-client licences and a periodic report that sends itself.

In practice

How cash management works with Orama

Cash management fits naturally into an accounting firm's work: you already have the client's trust and their books. What is missing is a repeatable method to review it without multiplying your team's hours.

Anonymised example: a firm with 40 SME clients

A six-person firm in Valencia managed cash for 12 clients in spreadsheets and spent around 3 hours per client each month chasing statements and matching transactions. It connected those 12 clients' banks and ERPs to Orama. Automatic reconciliation brought the monthly review down to under an hour per client and, with the hours freed up, the firm offered forecasting to another 15 clients, who now receive an email report every Monday.

One Orama company per client, with its banks and ERP.

Reviewing exceptions instead of reconciling everything.

A weekly email report for each client.

Bank transaction

DIRECT DEBIT IBERDROLA ENERGY · −€89.40

Monthly cash routine per client

The method firms follow to review each client in a few minutes. Following the same order for every client is what keeps the review fast.

Check bank connections in error and send the repair link.

Validate the transactions reconciliation could not match.

Update forecasts for taxes, payroll and loans.

Review the 13-week projected balance and flag pressure points.

Send or schedule the cash report to the client.

JanFebMarAprMay

Inflows+128k+96k+142k+118k+134k

Outflows−94k−88k−101k−97k−92k

Balance483k491k412k433k475k

Indicators worth reviewing for each client

With the same view across the whole portfolio it is easy to rank clients by urgency and spend the firm's time on those who really need it, instead of spreading it evenly.

Share of transactions reconciled automatically.

Weeks until the first negative projected balance.

Use of credit lines and loans against their limit.

Upcoming tax payments against available cash.

Receivables

€128,400

Payables

€94,110

and the rest: 100% of banks in Spain and 3,000+ across Europe and Latin America

manages its clients' treasury with Orama.

Partner programme

Become an Orama partner

Managing cash for several clients? You buy a package of bank products, add unlimited companies and share it however you like. Tell us about your firm and we'll explain how it fits.

Frequently asked questions

Can I manage several clients from a single account?+

Yes. Orama is multi-client and multi-company: each client has their own dashboard and you switch between them instantly.

Does it integrate with my accounting software?+

Yes. Orama connects to A3, Sage, Holded, Odoo, Business Central and NetSuite, and each client's cash management starts from their real data, with no double entry.

What if the client does not want to give me their bank credentials?+

There is no need. From Connect Banks you create a remote access link and send it: the account holder connects their bank without an Orama user and without sharing credentials with you.

Can I charge for cash management as a separate service?+

Yes, and many firms do: the forecast and the periodic report are a valuable service that clients understand and pay for every month.

Does it work with clients who have no ERP?+

Yes. Banks work the same way via PSD2, and you can load transactions or forecasts from Excel when needed.

Does each client only see their own company?+

Yes. You decide what each user sees, by company and by module, and can give read-only access.

How long does it take to onboard a client?+

Connecting a client's banks and ERP usually takes minutes if the account holder has their credentials to hand. After that, automatic reconciliation and forecasts run on their own and your team only reviews each month's exceptions.

Orama Academy

Learn how to get the most out of Orama. Guides, videos and training, step by step.

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Start controlling your cash flow this week

7 days free. No card. No commitment. And if you'd like us to walk you through it, we'll book a 30-minute demo.