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The cash flow tool
built for ecommerce

Cash flow from Stripe, PayPal, Redsys, Adyen and your banks in one place, with every payout reconciled automatically. At last you know how much money really comes in, after fees and refunds.

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30-min demo · 7-day free trial, no card required

on Capterra · 300+ companies use Orama
Stripe payout · Oct 14€4,812.00
Sales€4,958.40
Refunds−€52.00
Fees−€94.40
✓Reconciled to bank
€Actual net, after fees and refunds

Your cash flow, under control

Connect your banks

All your accounts and companies on one screen, with transactions updated up to 4 times a day, every 6 hours.

Daily forecast

Your liquidity projected 30 or 90 days ahead, or 12, 18 or 24 months out (whatever horizon you need), recalculated with real data.

Liquidity and scenarios

Compare base and pessimistic scenarios and see cash squeezes coming before they hit.

Sector

Every payout, reconciled and explained

The cash flow challenges of an ecommerce business

PSPs pay out in bulk and your ERP cannot make sense of those deposits.
Fees, refunds and currencies that throw your reconciliation out.
Knowing your real cash once every cost of selling is taken off.
Matching your gateways and your bank without losing every Monday to it.
Deposits at the bank
StripeBulk deposit63 orders · fee€4,812.00
PayPalBulk deposit28 orders · refund€2,130.55
AdyenBulk depositUSD → € · fee€7,940.20
↳Each deposit, by order
€Real cash after costs: €14,882.75

Automatic gateway reconciliation

Orama breaks each payout down into sales, fees and refunds and reconciles it with the bank deposit, whether you have a hundred orders a month or thousands.

Gateways · October
Orders (3,412)€98,640.00
Fees recorded−€1,284.60
Refunds−€2,115.40
Payouts at the bank (31)€95,240.00
DifferenceTo match€0.00 ✓
✓To the cent, across thousands of orders
+Stripe, PayPal, Redsys and Adyen

What does daily cash management give your online shop?

Each payout is broken down and matched to the bank deposit, so you know what has really come in after fees and refunds. Read-only PSD2 connection to 100% of banks in Spain and 3,000+ across Europe and Latin America.

Daily forecast
!Cash crunch · Oct 29 · −80k
€Available credit 89.7k

Plan campaigns and stock purchases with your cash in front of you

With daily data you can see whether you can pay for restocking before Black Friday or whether it is better to wait for the next payout.

Cash forecast · 30 days
!Below minimum in 6 days
✉Email report · every Monday
BBVASantanderCaixaBankSabadellBankinterKutxabankAbancaINGCajamarUnicajaTargobankBNP Paribasand the rest: 100% of banks in Spain and 3,000+ across Europe and Latin America
Gloopruns its ecommerce treasury with Orama. See success story →
RelatedStripe, PayPal, Redsys and Adyen reconciliationBank reconciliation

Frequently asked questions

Does it reconcile Stripe, PayPal, Redsys and Adyen payouts?+
Yes. Orama breaks each payout down into sales, fees and refunds and reconciles it automatically with the deposit you receive in your bank.
Does it work with high order volumes?+
Especially well with volume: the more orders that go through the gateway, the more time automatic reconciliation saves you.

Orama Academy

Learn how to get the most out of Orama. Guides, videos and training, step by step.

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Start controlling your cash flow this week

7 days free. No card. No commitment. And if you'd like us to walk you through it, we'll book a 30-minute demo.

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