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The cash flow tool
built for construction and refurbishment firms

Cash flow for builders, contractors and refurbishment firms, with the detail the sector demands: interim payment certificates and retentions. Control liquidity on long-cycle projects with complex financing.

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30-min demo · 7-day free trial, no card required

on Capterra · 300+ companies use Orama
Net cash by site
South Housing+182k
Warehouse+64k
Hotel Refit−38k
%5% retention · 9.1k
!Certificate paid in 60 days

Your cash flow, under control

Connect your banks

All your accounts and companies on one screen, with transactions updated up to 4 times a day, every 6 hours.

Daily forecast

Your liquidity projected 30 or 90 days ahead, or 12, 18 or 24 months out (whatever horizon you need), recalculated with real data.

Liquidity and scenarios

Compare base and pessimistic scenarios and see cash squeezes coming before they hit.

Sector

Every site's cash, up to date and consolidated

Cash flow challenges in construction

Long payment cycles tied to interim payment certificates.
Retention money that ties up liquidity.
Gaps between paying suppliers and being paid by the client or developer.
Controlling cash site by site and across the company as a whole.
Loans and retentions
9.4kOct
9.4kNov
12.6kDec
9.4kJan
8.1kFeb
8.1kMar
Loan paymentRetentions
!Retentions: 210k still to collect
€Available credit: 120k

Cash flow per project

Orama lets you track liquidity for each project and across the company, allowing for the actual dates on which certificates are issued and paid, so no gap catches you out.

Liquidity by site
South Housing+182k
Rozas School+94k
Warehouse+64k
Hotel Refit−38k
ΣOverall +302k
!Gap: pay at 30, certify at 60

What does daily cash management give you on site?

Every day you see which certificates have actually been paid and which subcontractor payments fall due first, site by site. Read-only PSD2 connection to 100% of banks in Spain and 3,000+ across Europe and Latin America.

Daily forecast
!Cash crunch · Oct 29 · −80k
€Available credit 89.7k

Every site with its own cash report

With daily data you spot which site is funding the others, and you have time to renegotiate terms or draw on your credit line before the dip.

Cash forecast · 30 days
!Below minimum in 6 days
✉Email report · every Monday
BBVASantanderCaixaBankSabadellBankinterKutxabankAbancaINGCajamarUnicajaTargobankBNP Paribasand the rest: 100% of banks in Spain and 3,000+ across Europe and Latin America
For builders running several sites at once who need to know which one is funding which.
RelatedCash flow forecastingScenarios and simulations

Frequently asked questions

Can I track cash flow by project?+
Yes. Orama gives you the per-project view and the consolidated company view.
Does it handle interim payment certificates and retentions?+
Yes. You can forecast each certificate and each retention as a receipt with its actual date and see its impact on your liquidity.

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Start controlling your cash flow this week

7 days free. No card. No commitment. And if you'd like us to walk you through it, we'll book a 30-minute demo.

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